Tax Credit Info

We know that child care is a major investment — and we want to make sure Playto families are aware of the generous tax benefits available to help reduce those costs. If your child is enrolled at Playto in 2025, you may be eligible for thousands of dollars in tax credits when you file your return in 2026.

Here's a simple breakdown of the most valuable tax credits and savings opportunities available to families this year:
  

1. Child and Dependent Care Tax Credit

This credit helps working parents cover the cost of care for children under age 13.

• Claim up to $3,000 for one child

• Or up to $6,000 for two or more children

• The credit can cover up to 50% of your qualifying child care expenses

• Fully refundable — meaning you can receive it even if you don’t owe taxes

Tip: Save your receipts and make sure to request your annual child care summary from our team before tax season!

2. Child Tax Credit

This credit helps ease the general cost of raising children — including those who attend child care.

• $2,200 per child under age 17

• Up to $1,700 per child is refundable, depending on income

• Phases out gradually for higher-income households

3. Earned Income Tax Credit (EITC)

Families with earned income may qualify for this additional credit:

• Up to $4,500 for one child

• Up to $7,300 for two children

• Up to $8,000+ for three or more children

Even families who owe no taxes may still receive this credit as a refund!

4. Dependent Care Flexible Spending Account (FSA)

If your employer offers this benefit, you can:

• Set aside up to $5,000 tax-free per year for child care expenses

• Use it to pay for Playto tuition and related care expenses

• Save money upfront by lowering your taxable income

5. State-Specific Child Care Credits

Many states offer additional tax benefits or subsidy programs for working families.

Check with your tax preparer or visit your state’s Department of Taxation website to learn more.

Key Reminders

• Tax Filing Deadline: April 15, 2026 (for the 2025 tax year)

• Ask us for your annual payment statement to help with your tax return

• You’ll need your child care provider’s tax ID — which we’re happy to provide

Let’s Make This Easy

At Playto, we believe in supporting our families both inside and outside the classroom. If you ever need help gathering documentation for your taxes, just reach out — we’re here for you.

Need help covering tuition? At Playto, we work alongside local and state agencies to help make quality child care more affordable for families. Because every state—and even every community—has different guidelines, available support varies based on where you live.

To explore what might be available to you, visit your local Playto center page to see if regional subsidy partners are listed. You can also check out Child Care Aware's interactive map for a broader look at financial assistance options in your state.

Still have questions? Our subsidy support team is ready to help. They’ll coordinate with your center director to explore possible tuition solutions tailored to your family’s needs. Just give them a call at 1-212-590-2445.

As one way to thank you for your service, we’re proud to support U.S. Military, U.S. Coast Guard, U.S. Customs and Border Protection, U.S. National Park Services, and U.S. General Services Administration families by offering a 10% discount on child care.

We understand that finding the right child care can be especially challenging for families serving our country. That’s why we’re committed to providing flexible, high-quality care options—whether you're stationed locally or navigating relocation. Our goal is to make your child care journey a little easier, so you can focus on what matters most.

Child Care Benefits Through Your Employer

Today, more and more employers are including child care support as part of their benefits packages—because when families have access to reliable care, everyone thrives. At Playto, we partner with employers across industries to offer meaningful solutions like tuition discounts, back-up care, and priority placement in our programs.

Not sure if your employer offers child care benefits? Ask your HR team if any of your current benefits can be used at Playto or if there are programs in place that help cover the cost of care.

And if your workplace doesn’t offer these kinds of benefits yet—or you're an employer looking to better support your team—let’s start a conversation. We’d love to help make great child care more accessible to your organization.

Perks for Playto Families

Whether you’re a new family, a long-time member of our community, or someone who shares Playto with others, there are meaningful benefits available to you.

Refer-a-Friend Tuition Credit
When you refer a friend to one of our centers and they enroll full-time, you'll be eligible for a $500 tuition credit as a thank-you. There are no limits on referrals. For full details, reach out to your center director.

Sibling Discount
Families who enroll more than one child with us can receive a 10% tuition credit in recognition of their continued trust. If you have more than one child in our care, your center director can walk you through the details.

Employee Discounts
If you're part of the Playto team, additional discounts or tuition credits may be available to you. Each center has their own policy. Check in with your HR manager to see what’s currently offered.

If you have questions about tuition assistance or how to make child care more manageable, our Family Support team is here to help. You can reach them at 1-212-590-2445.